If you are in the market for a new house this spring, check out www.homepath.com. Home Path are Fannie Mae REO properties all over the country. The deal just got better. Fannie Mae is offering a 3.5% incentive for buyers who purchase and close on a Fannie Mae owned home between January 28 and April 30, 2010. The credit can be used towards closing costs, the purchase of new Whirlpool appliances by Fannie Mae or a mix of closing costs and appliances, at the buyer’s discretion, up to the maximum 3.5%. Combine that with a $8000 tax credit for first time buyers or a $6500 for qualifying repeat buyers who have owned a home for five out of the last eight years.

There is also special financing available for Fannie Mae owned homes. The benefits include:

• Low down payments (3% for owner occupied and 10% for investment properties)
• Qualify with less than perfect credit
• Down payment (at least 3%) can be funded by your own saving, a gift or a qualified grant
• No mortgage insurance
• No appraisal fees

PHH Home Loans and Coldwell Banker Home Loans is an authorized Fannie Mae HomePath lender. Call David Wolsky at 520-275-2536 for more details! You can apply online on my website: http://davidwolsky.coldwellbankerhomeloans.com/

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I have joined Coldwell Banker Home Loans as a Mortgage Advisor last week! We are also known as PHH Home Loans. After completing a week of training at our Mt. Laurel, New Jersey headquarters, I was incredibly impressed by the depth of my training. It was great meeting the people who will be integral to my team, committed to always giving my clients the ultimate value in a timely fashion. Our mission statement is to treat customers like family.

Who are we?? Well, we are the fourth largest mortgage lender in the country! We are publicly traded under the ticker symbol of PHH. We are the largest “private label” mortgage company in the United States. We are the mortgage affiliate for Coldwell Banker, ERA and Century 21 real estate companies as well as the mortgage company for Merrill Lynch and Charles Schwab brokerage houses. Coldwell Banker Home Loans (PHH Home Loans) is a very stable company, thanks to a conservative and sensible approach to mortgage financing. For example, we did not offer sub-prime loans or option ARMs which helped to fuel the current financial woes. We are the only Top Ten mortgage company that is not associated with a traditional bank. I am excited about this opportunity to work with Coldwell Banker as well as the added value I can offer to my loyal clients who have worked with me and referred business to me over this past 15 years of my career as a mortgage consultant.

You can reach me, David Wolsky by calling 520.977.3300 or emailing david@davidwolsky.com. We are licensed in all 50 states.

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